A warranty covers repairs for unexpected mechanical failures or defects in materials, typically lasting for a specific period. A service plan covers routine maintenance—such as oil changes, filter replacements, and check-ups—scheduled at set intervals. While warranties handle failures, service plans ensure regular upkeep.
Before committing to a policy, it is important to shop around, check the terms, and know exactly what type of policy you're buying.
Some warranty and service repair plans aren’t regulated by the FCA so you don’t benefit from FSCS protection, and you can’t complain to the Financial Ombudsman Service if there is a problem, please check the information on screen and your policy documents to confirm if you are protected.
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